Last Updated: 04/01/2026

Thank you for enrolling in our programs. Please review this Refund Policy carefully before making a purchase.

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1. Nature of Services

A&A Business Group provides digital educational programs, mentorship, and coaching.

All materials, resources, and sessions are delivered online and are considered digital products and services.

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2. All Sales Are Final

Due to the immediate access to digital content, all sales are final.

No refunds, cancellations, or credits will be issued once access to any program, materials, or services has been granted.

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3. Payment Plans

By selecting a payment plan, you agree to complete all scheduled payments in full.

Payment plans are provided as a convenience and cannot be canceled to avoid remaining payments.

Failure to complete payments may result in:

• Suspension or termination of access

• Collections or recovery actions for outstanding balances

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4. Subscription Programs

For recurring programs or memberships, you may cancel prior to your next billing cycle to avoid future charges.

However, all payments already processed are non-refundable.

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5. Chargeback & Dispute Policy

By purchasing, you agree not to initiate a chargeback or payment dispute without first contacting our support team.

If a chargeback is initiated after receiving access to any program or materials, we reserve the right to:

• Provide proof of access and agreement to this policy

• Revoke access to all programs and services

• Pursue recovery of funds for services rendered

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6. Program Access

Access to programs, materials, and services is granted after successful payment.

It is your responsibility to review all program details before purchasing.

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7. No Guaranteed Results

All programs are educational in nature.

We do not guarantee any specific results or outcomes. Results vary based on individual effort and circumstances.

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8. Contact Information

If you have questions regarding this policy, please contact us using the information provided on our website.

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By purchasing any program or service, you acknowledge that you have read, understood, and agreed to this Refund Policy.